Auto ACV

Toyota RAV4 Total Loss Appraisal

RAV4 is one of the most-stolen and most-totaled compact SUVs in the US; comp depth is excellent but mileage bands are tight and frequently misapplied. Average Auto ACV recovery on this model: +$1,800–$3,800.

Body type
Compact SUV
Typical ACV
$16,000–$34,000
Typical mileage
40,000–80,000 mi
Avg recovery
+$1,800–$3,800

Factory options insurers miss

  • XLE Premium
  • Adventure Package
  • TRD Off-Road
  • Weather Package
  • JBL audio
  • Hybrid vs gas drivetrain

Valuation pitfalls

  • Hybrid premium ($1,500–$3,000 over gas) frequently dropped
  • LE vs XLE vs XLE Premium vs Limited vs TRD trim coding errors
  • AWD vs FWD shaves $800–$1,500 when collapsed
  • Toyota Safety Sense package year-over-year changes not always tracked

Toyota RAV4 — pick your state

State-specific guides for Toyota RAV4 total-loss claims, with local threshold, statute, and ACV market notes.