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How to Read an Audatex Autosource Total-Loss Valuation Report

9 min read·Updated June 20, 2026

Who uses Audatex

Audatex Autosource (a Solera product) is most often seen on GEICO total-loss offers, plus some Travelers, Erie, Auto-Owners, and Nationwide files. The format is more compact than CCC ONE — sometimes only 6–10 pages — but every line still matters.

Vehicle description and equipment

Audatex pulls VIN, trim, body, engine, and a factory equipment list. Verify trim against your build sheet. The equipment list tends to be slightly less complete than CCC's — flag every missing option.

Vehicle condition

Audatex uses a five-tier scale: Excellent / Good / Average / Fair / Poor. The default is "Average." Documenting "Good" or "Excellent" condition with maintenance records and pre-loss photos typically lifts ACV by 4–8%.

Comparable vehicles

Audatex displays comps in a horizontal table with mileage, options, asking price, and an "Adjusted Comparable Value." Pay close attention to:

  • The adjustments column. Every downward adjustment should be explained. Unexplained $500+ deductions are reversal opportunities.
  • The "Typically Equipped" line. Audatex sometimes flags your vehicle as having "above typical" equipment but then doesn't fully credit the option premium.
  • Listing source. Dealer listings price higher than private-party. Comp sets weighted heavily toward private-party listings pull your value down.

Projected sold / market adjustment

Like Mitchell, Audatex applies a downward market adjustment — typically 6–10%. The same challenge applies: pull recent sold data showing minimal discounting in your market.

Base value, tax, fees, deductible

Audatex totals adjusted comps, applies the market adjustment, adds tax and fees, and subtracts your deductible. Verify state-specific tax and fee logic.

The four highest-yield challenges

  1. Lift the condition tier with documentation.
  2. Remove or shrink the market adjustment with sold-data evidence.
  3. Restore omitted equipment.
  4. Substitute weak comps with fresh, dealer-priced local listings that match your trim.

How Audatex compares to CCC and Mitchell

Audatex tends to produce slightly lower ACVs than CCC on premium trims and slightly higher than Mitchell on near-new vehicles. On vehicles older than 8 years, all three engines underweight options and overweight mileage — independent appraisal opens the largest gaps in that range.

Frequently asked questions

Yes. We prepare the valuation, draft the dispute letter, and represent you in the appraisal-clause process if it gets that far. $1,000 minimum recovery or you pay nothing.

Free consultation. If we don't beat the insurer's offer by at least $1,000, you owe us nothing. Otherwise our fee is a flat portion of the additional recovery.

Most cases get an initial valuation within 24–48 hours of receiving your offer letter and photos.

Think your offer is too low?

Get an independent appraisal in under 48 hours. $1,000 minimum guarantee or you pay nothing.