Tesla Model Y Total Loss Appraisal

Model Y is now the best-selling vehicle in the world by units — but comp pools are still thin in many states. State-specific Tesla-market pricing is the single highest-impact correction. Average Auto ACV recovery on this model: +$3,200–$7,000.

Body type
Compact luxury SUV (EV)
Typical ACV
$28,000–$50,000
Typical mileage
25,000–70,000 mi
Avg recovery
+$3,200–$7,000

Factory options insurers miss

  • Long Range AWD
  • Performance
  • FSD capability
  • Tow hitch
  • 7-seat configuration
  • Acceleration Boost

Valuation pitfalls

  • FSD package — $8,000–$15,000 software option — routinely missed
  • 7-seat configuration adds $2,000–$3,000 and is rarely added back
  • Performance trim ($5,000+ premium over Long Range) often collapsed
  • Recent price cuts depress comps relative to original MSRP