Auto ACV

Honda Civic Total Loss Appraisal

Civic is one of the most-stolen vehicles in the US — recovered theft examples flood comp pools and depress non-theft valuations. Filtering theft-recovery comps lifts the number. Average Auto ACV recovery on this model: +$1,500–$3,400.

Body type
Compact sedan / hatchback
Typical ACV
$13,000–$28,000
Typical mileage
45,000–90,000 mi
Avg recovery
+$1,500–$3,400

Factory options insurers miss

  • Sport Touring
  • EX-L
  • Si trim
  • Type R trim
  • Hatchback vs Sedan body

Valuation pitfalls

  • Sport Touring hatch vs EX sedan comp mixing — different sub-markets entirely
  • Si trim ($4,000+ MSRP premium) frequently lumped with EX
  • Type R is a specialty performance car routinely undervalued by $5,000+ when treated as a standard Civic
  • 1.5L turbo vs 2.0L NA engine miscoding

Honda Civic — pick your state

State-specific guides for Honda Civic total-loss claims, with local threshold, statute, and ACV market notes.