Auto ACV

Honda Accord Total Loss Appraisal

Accord retains value better than the segment average, so first offers consistently anchor 8–12% below private-party. Documented condition pulls the number back. Average Auto ACV recovery on this model: +$1,600–$3,500.

Body type
Mid-size sedan
Typical ACV
$14,500–$32,000
Typical mileage
50,000–95,000 mi
Avg recovery
+$1,600–$3,500

Factory options insurers miss

  • Touring
  • Sport 2.0T
  • Hybrid drivetrain
  • Premium audio
  • Heads-up display (Touring)

Valuation pitfalls

  • Sport 2.0T turbo engine premium of $2,500+ regularly dropped
  • Hybrid Accord comp set is shallow — auto-selection grabs gas comps and depresses ACV
  • EX-L vs Touring trim coding ($3,500+ MSRP gap)
  • 10th-generation (2018–2022) vs 11th-generation (2023+) facelift mixed in comps incorrectly

Honda Accord — pick your state

State-specific guides for Honda Accord total-loss claims, with local threshold, statute, and ACV market notes.