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Washington · Liberty Mutual · 2019 Subaru Forester Premium

How a Washington 2019 Subaru Forester Premium valuation changed by $6,480

A Washington driver received an initial Liberty Mutual total-loss valuation of $14,200 for a 2019 Subaru Forester Premium. After the vehicle, valuation inputs, and market evidence were reviewed, the documented result amount was $20,680—a difference of $6,480.

Case summary

State
Washington
Insurer
Liberty Mutual
Vehicle
2019 Subaru Forester Premium
Insurer's initial valuation
$14,200
Documented result amount
$20,680
Difference
+$6,480

What required a closer review

The public case description says Eastern Washington comparables were used for a Seattle-area Forester.

How the valuation was examined

Describe the verified comparison of the original geographic set with stronger Forester Premium evidence. Use “Seattle” only when the internal case location is approved for public generalization.

The documented result

The insurer's initial figure was $14,200. The verified result amount was $20,680, producing a $6,480 difference.

What this case illustrates

Market-area objections should be supported by observable listings and comparability, not stereotypes about regional prices.

Disclosure

This case is based on a real AutoACV matter. Identifying details have been removed. Results depend on the vehicle, policy, evidence, market, and claim process; this example does not guarantee a similar outcome.