Appraisal clause
Washington auto policies include the binding appraisal clause under WAC 284-30.
Sales tax & fees
WA insurers must include state and local sales tax plus title and licensing fees in the settlement.
Salvage & title rules
WA uses a total-loss formula; salvage titles required for totaled vehicles.
Diminished value
Washington permits first-party DV claims under Moeller v. Farmers (2011).
How we help in Washington
We pull genuine Washington comparables within the local market, document trim and option packages, apply Washington-specific tax and fee rules, and rebut every condition adjustment line by line.
Recent Washington case result
De-identified outcome from a Washington appraisal we handled. Settlement ranges reflect actual recoveries.
A Spokane driver's 2018 Subaru Outback Limited was declared a total loss after a multi-vehicle collision. The carrier's CCC ONE valuation came in at $15,600, with three "fair" condition adjustments and two comps pulled from outside the Washington market. Our appraiser rebuilt the comp set using genuine Washington dealer inventory, corrected trim and option coding, and removed the unsupported condition deductions. Final settlement after appraisal: $19,400 — a +$3,800 increase, plus Washington sales tax and title fees paid on top.
Washington DMV & official resources
Official links for title transfers, salvage branding, and registration after a total loss.
- Washington DOL
- Washington DOI complaint line1-800-562-6900
External links open in a new tab. Washington title/salvage procedures change occasionally — verify on the official DMV site before filing.
Washington total loss — frequently asked questions
Browse Washington guides by insurer
Each carrier handles Washington valuations differently. Pick yours for a tailored playbook.
- GEICO in Washington
- State Farm in Washington
- Progressive in Washington
- Allstate in Washington
- USAA in Washington
- Liberty Mutual in Washington
- Farmers in Washington
- Foremost Signature in Washington
- Kemper in Washington
- Travelers in Washington
- Bristol West in Washington
- Lemonade in Washington
- Mercury in Washington
- Safety Co in Washington
- Toogle in Washington
- AAA in Washington
- Tesla Insurance in Washington
- National General in Washington
- Root Insurance in Washington
- Chubb in Washington