Appraisal clause
Wyoming auto policies include the binding appraisal clause.
Sales tax & fees
Insurers must include state and county sales tax plus title fees in the settlement.
Salvage & title rules
Damage at 75% or more of ACV requires a salvage title in WY.
Diminished value
WY permits DV in third-party contexts.
How we help in Wyoming
We pull genuine Wyoming comparables within the local market, document trim and option packages, apply Wyoming-specific tax and fee rules, and rebut every condition adjustment line by line.
Recent Wyoming case result
De-identified outcome from a Wyoming appraisal we handled. Settlement ranges reflect actual recoveries.
A Casper driver's 2018 Subaru Outback Limited was declared a total loss after a multi-vehicle collision. The carrier's CCC ONE valuation came in at $15,600, with three "fair" condition adjustments and two comps pulled from outside the Wyoming market. Our appraiser rebuilt the comp set using genuine Wyoming dealer inventory, corrected trim and option coding, and removed the unsupported condition deductions. Final settlement after appraisal: $19,400 — a +$3,800 increase, plus Wyoming sales tax and title fees paid on top.
Wyoming DMV & official resources
Official links for title transfers, salvage branding, and registration after a total loss.
- Wyoming DOT
- Wyoming DOI complaint line1-307-777-7401
External links open in a new tab. Wyoming title/salvage procedures change occasionally — verify on the official DMV site before filing.
Wyoming total loss — frequently asked questions
Browse Wyoming guides by insurer
Each carrier handles Wyoming valuations differently. Pick yours for a tailored playbook.
- GEICO in Wyoming
- State Farm in Wyoming
- Progressive in Wyoming
- Allstate in Wyoming
- USAA in Wyoming
- Liberty Mutual in Wyoming
- Farmers in Wyoming
- Foremost Signature in Wyoming
- Kemper in Wyoming
- Travelers in Wyoming
- Bristol West in Wyoming
- Lemonade in Wyoming
- Mercury in Wyoming
- Safety Co in Wyoming
- Toogle in Wyoming
- AAA in Wyoming
- Tesla Insurance in Wyoming
- National General in Wyoming
- Root Insurance in Wyoming
- Chubb in Wyoming