Appraisal clause
Utah auto policies include the binding appraisal clause under Utah Admin. Code R590.
Sales tax & fees
Insurers must include applicable state and local sales tax plus title fees in the settlement.
Salvage & title rules
Utah uses a total-loss formula; salvage titles required for totaled vehicles.
Diminished value
Utah recognizes DV claims in third-party contexts.
How we help in Utah
We pull genuine Utah comparables within the local market, document trim and option packages, apply Utah-specific tax and fee rules, and rebut every condition adjustment line by line.
Recent Utah case result
De-identified outcome from a Utah appraisal we handled. Settlement ranges reflect actual recoveries.
A Salt Lake City driver's 2019 Honda CR-V EX-L was declared a total loss after a multi-vehicle collision. The carrier's CCC ONE valuation came in at $17,200, with three "fair" condition adjustments and two comps pulled from outside the Utah market. Our appraiser rebuilt the comp set using genuine Utah dealer inventory, corrected trim and option coding, and removed the unsupported condition deductions. Final settlement after appraisal: $21,300 — a +$4,100 increase, plus Utah sales tax and title fees paid on top.
Utah DMV & official resources
Official links for title transfers, salvage branding, and registration after a total loss.
- Utah DMV
- Utah DOI complaint line1-801-538-3805
External links open in a new tab. Utah title/salvage procedures change occasionally — verify on the official DMV site before filing.
Utah total loss — frequently asked questions
Browse Utah guides by insurer
Each carrier handles Utah valuations differently. Pick yours for a tailored playbook.
- GEICO in Utah
- State Farm in Utah
- Progressive in Utah
- Allstate in Utah
- USAA in Utah
- Liberty Mutual in Utah
- Farmers in Utah
- Foremost Signature in Utah
- Kemper in Utah
- Travelers in Utah
- Bristol West in Utah
- Lemonade in Utah
- Mercury in Utah
- Safety Co in Utah
- Toogle in Utah
- AAA in Utah
- Tesla Insurance in Utah
- National General in Utah
- Root Insurance in Utah
- Chubb in Utah