Appraisal clause
South Carolina auto policies include the binding appraisal clause.
Sales tax & fees
Insurers must include the IMF (capped at $500) and title fees in the settlement.
Salvage & title rules
Damage at 75% or more of ACV requires a salvage title in SC.
Diminished value
SC permits DV claims in third-party situations.
How we help in South Carolina
We pull genuine South Carolina comparables within the local market, document trim and option packages, apply South Carolina-specific tax and fee rules, and rebut every condition adjustment line by line.
Recent South Carolina case result
De-identified outcome from a South Carolina appraisal we handled. Settlement ranges reflect actual recoveries.
A Columbia driver's 2020 Hyundai Tucson SEL was declared a total loss after a multi-vehicle collision. The carrier's CCC ONE valuation came in at $16,400, with three "fair" condition adjustments and two comps pulled from outside the South Carolina market. Our appraiser rebuilt the comp set using genuine South Carolina dealer inventory, corrected trim and option coding, and removed the unsupported condition deductions. Final settlement after appraisal: $19,800 — a +$3,400 increase, plus South Carolina sales tax and title fees paid on top.
South Carolina DMV & official resources
Official links for title transfers, salvage branding, and registration after a total loss.
- South Carolina SCDMV
- South Carolina DOI complaint line1-803-737-6160
External links open in a new tab. South Carolina title/salvage procedures change occasionally — verify on the official DMV site before filing.
South Carolina total loss — frequently asked questions
Browse South Carolina guides by insurer
Each carrier handles South Carolina valuations differently. Pick yours for a tailored playbook.
- GEICO in South Carolina
- State Farm in South Carolina
- Progressive in South Carolina
- Allstate in South Carolina
- USAA in South Carolina
- Liberty Mutual in South Carolina
- Farmers in South Carolina
- Foremost Signature in South Carolina
- Kemper in South Carolina
- Travelers in South Carolina
- Bristol West in South Carolina
- Lemonade in South Carolina
- Mercury in South Carolina
- Safety Co in South Carolina
- Toogle in South Carolina
- AAA in South Carolina
- Tesla Insurance in South Carolina
- National General in South Carolina
- Root Insurance in South Carolina
- Chubb in South Carolina