Appraisal clause
Louisiana auto policies include the standard binding appraisal clause.
Sales tax & fees
Insurers must include state and local sales tax plus title fees in the settlement.
Salvage & title rules
Damage at 75% or more of ACV requires a salvage title in Louisiana.
Diminished value
Louisiana recognizes third-party DV; first-party limited by policy.
How we help in Louisiana
We pull genuine Louisiana comparables within the local market, document trim and option packages, apply Louisiana-specific tax and fee rules, and rebut every condition adjustment line by line.
Recent Louisiana case result
De-identified outcome from a Louisiana appraisal we handled. Settlement ranges reflect actual recoveries.
A Baton Rouge driver's 2020 Hyundai Tucson SEL was declared a total loss after a multi-vehicle collision. The carrier's CCC ONE valuation came in at $16,400, with three "fair" condition adjustments and two comps pulled from outside the Louisiana market. Our appraiser rebuilt the comp set using genuine Louisiana dealer inventory, corrected trim and option coding, and removed the unsupported condition deductions. Final settlement after appraisal: $19,800 — a +$3,400 increase, plus Louisiana sales tax and title fees paid on top.
Louisiana DMV & official resources
Official links for title transfers, salvage branding, and registration after a total loss.
- Louisiana OMV
- Louisiana DOI complaint line1-800-259-5300
External links open in a new tab. Louisiana title/salvage procedures change occasionally — verify on the official DMV site before filing.
Louisiana total loss — frequently asked questions
Browse Louisiana guides by insurer
Each carrier handles Louisiana valuations differently. Pick yours for a tailored playbook.
- GEICO in Louisiana
- State Farm in Louisiana
- Progressive in Louisiana
- Allstate in Louisiana
- USAA in Louisiana
- Liberty Mutual in Louisiana
- Farmers in Louisiana
- Foremost Signature in Louisiana
- Kemper in Louisiana
- Travelers in Louisiana
- Bristol West in Louisiana
- Lemonade in Louisiana
- Mercury in Louisiana
- Safety Co in Louisiana
- Toogle in Louisiana
- AAA in Louisiana
- Tesla Insurance in Louisiana
- National General in Louisiana
- Root Insurance in Louisiana
- Chubb in Louisiana