Appraisal clause
Idaho auto policies include the standard binding appraisal clause.
Sales tax & fees
Insurers must include Idaho sales tax and title fees in the settlement.
Salvage & title rules
Idaho uses a total-loss formula; salvage titles are required for totaled vehicles.
Diminished value
Idaho permits third-party DV; first-party limited.
How we help in Idaho
We pull genuine Idaho comparables within the local market, document trim and option packages, apply Idaho-specific tax and fee rules, and rebut every condition adjustment line by line.
Recent Idaho case result
De-identified outcome from a Idaho appraisal we handled. Settlement ranges reflect actual recoveries.
A Boise driver's 2018 Subaru Outback Limited was declared a total loss after a multi-vehicle collision. The carrier's CCC ONE valuation came in at $15,600, with three "fair" condition adjustments and two comps pulled from outside the Idaho market. Our appraiser rebuilt the comp set using genuine Idaho dealer inventory, corrected trim and option coding, and removed the unsupported condition deductions. Final settlement after appraisal: $19,400 — a +$3,800 increase, plus Idaho sales tax and title fees paid on top.
Idaho DMV & official resources
Official links for title transfers, salvage branding, and registration after a total loss.
- Idaho ITD DMV
- Idaho DOI complaint line1-208-334-4250
External links open in a new tab. Idaho title/salvage procedures change occasionally — verify on the official DMV site before filing.
Idaho total loss — frequently asked questions
Browse Idaho guides by insurer
Each carrier handles Idaho valuations differently. Pick yours for a tailored playbook.
- GEICO in Idaho
- State Farm in Idaho
- Progressive in Idaho
- Allstate in Idaho
- USAA in Idaho
- Liberty Mutual in Idaho
- Farmers in Idaho
- Foremost Signature in Idaho
- Kemper in Idaho
- Travelers in Idaho
- Bristol West in Idaho
- Lemonade in Idaho
- Mercury in Idaho
- Safety Co in Idaho
- Toogle in Idaho
- AAA in Idaho
- Tesla Insurance in Idaho
- National General in Idaho
- Root Insurance in Idaho
- Chubb in Idaho