Appraisal clause
DC auto policies include the standard binding appraisal clause.
Sales tax & fees
Insurers must include the applicable Vehicle Excise Tax (6–8% based on weight) and title fees in the settlement.
Salvage & title rules
DC uses a total-loss formula; salvage titles required for totaled vehicles.
Diminished value
DV claim availability depends on policy form and case law.
How we help in District of Columbia
We pull genuine District of Columbia comparables within the local market, document trim and option packages, apply District of Columbia-specific tax and fee rules, and rebut every condition adjustment line by line.
Recent District of Columbia case result
De-identified outcome from a District of Columbia appraisal we handled. Settlement ranges reflect actual recoveries.
A Washington driver's 2017 Jeep Grand Cherokee Limited was declared a total loss after a multi-vehicle collision. The carrier's CCC ONE valuation came in at $14,100, with three "fair" condition adjustments and two comps pulled from outside the District of Columbia market. Our appraiser rebuilt the comp set using genuine District of Columbia dealer inventory, corrected trim and option coding, and removed the unsupported condition deductions. Final settlement after appraisal: $17,950 — a +$3,850 increase, plus District of Columbia sales tax and title fees paid on top.
District of Columbia DMV & official resources
Official links for title transfers, salvage branding, and registration after a total loss.
- DC DMV
- District of Columbia DOI complaint line1-202-727-8000
External links open in a new tab. District of Columbia title/salvage procedures change occasionally — verify on the official DMV site before filing.
District of Columbia total loss — frequently asked questions
Browse District of Columbia guides by insurer
Each carrier handles District of Columbia valuations differently. Pick yours for a tailored playbook.
- GEICO in District of Columbia
- State Farm in District of Columbia
- Progressive in District of Columbia
- Allstate in District of Columbia
- USAA in District of Columbia
- Liberty Mutual in District of Columbia
- Farmers in District of Columbia
- Foremost Signature in District of Columbia
- Kemper in District of Columbia
- Travelers in District of Columbia
- Bristol West in District of Columbia
- Lemonade in District of Columbia
- Mercury in District of Columbia
- Safety Co in District of Columbia
- Toogle in District of Columbia
- AAA in District of Columbia
- Tesla Insurance in District of Columbia
- National General in District of Columbia
- Root Insurance in District of Columbia
- Chubb in District of Columbia