Texas · State Farm · 2022 Ford F-150 XLT SuperCrew
How a Texas 2022 Ford F-150 XLT SuperCrew valuation changed by $12,450
A Texas driver received an initial State Farm total-loss valuation of $32,400 for a 2022 Ford F-150 XLT SuperCrew. After the vehicle, valuation inputs, and market evidence were reviewed, the documented result amount was $44,850—a difference of $12,450.
Case summary
- State
- Texas
- Insurer
- State Farm
- Vehicle
- 2022 Ford F-150 XLT SuperCrew
- Insurer's initial valuation
- $32,400
- Documented result amount
- $44,850
- Difference
- +$12,450
What required a closer review
The public case description says the carrier used 2019 comparables for a 2022 F-150. The page should explain whether and why the model-year gap made those vehicles less representative, considering generation, configuration, mileage, and equipment—not merely the number of years.
How the valuation was examined
Describe the verified replacement or adjustment of older comparables with market evidence closer to the 2022 XLT SuperCrew. Include drivetrain, bed, engine, or package details only when supported.
The documented result
The insurer's initial figure was $32,400. The verified result amount was $44,850, producing a $12,450 difference.
What this case illustrates
Older comparables are not automatically invalid, but the analysis must account for meaningful model-year and generation differences.
Disclosure
This case is based on a real AutoACV matter. Identifying details have been removed. Results depend on the vehicle, policy, evidence, market, and claim process; this example does not guarantee a similar outcome.