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Nevada · Mercury · 2020 Chevrolet Silverado 1500 LT Crew Cab

How a Nevada 2020 Chevrolet Silverado 1500 LT Crew Cab valuation changed by $9,650

A Nevada driver received an initial Mercury total-loss valuation of $26,800 for a 2020 Chevrolet Silverado 1500 LT Crew Cab. After the vehicle, valuation inputs, and market evidence were reviewed, the documented result amount was $36,450—a difference of $9,650.

Case summary

State
Nevada
Insurer
Mercury
Vehicle
2020 Chevrolet Silverado 1500 LT Crew Cab
Insurer's initial valuation
$26,800
Documented result amount
$36,450
Difference
+$9,650

What required a closer review

The existing case description identifies a configuration mismatch: an LT Crew Cab was compared or priced more like a base Work Truck regular cab.

How the valuation was examined

Describe the verified identification of the Silverado as an LT Crew Cab and the use of comparables matching the correct body and trim. Include drivetrain or engine details only when supported by the case file.

The documented result

The insurer's initial figure was $26,800. The verified result amount was $36,450, producing a $9,650 difference.

What this case illustrates

Truck valuations are especially sensitive to trim, cab, bed, drivetrain, and powertrain. A model-level match can still be materially wrong.

Disclosure

This case is based on a real AutoACV matter. Identifying details have been removed. Results depend on the vehicle, policy, evidence, market, and claim process; this example does not guarantee a similar outcome.