North Carolina · State Farm · 2020 Toyota Camry SE
How a North Carolina 2020 Toyota Camry SE valuation changed by $5,650
A North Carolina driver received an initial State Farm total-loss valuation of $16,800 for a 2020 Toyota Camry SE. After the vehicle, valuation inputs, and market evidence were reviewed, the documented result amount was $22,450—a difference of $5,650.
Case summary
- State
- North Carolina
- Insurer
- State Farm
- Vehicle
- 2020 Toyota Camry SE
- Insurer's initial valuation
- $16,800
- Documented result amount
- $22,450
- Difference
- +$5,650
What required a closer review
The public case card states that the initial Camry SE offer was materially below the later outcome, but it does not document one specific error.
How the valuation was examined
AutoACV documented the subject vehicle's configuration, assembled comparable market evidence appropriate to that configuration, and organized the analysis into a reviewable independent value position.
The documented result
The insurer's initial figure was $16,800. The verified result amount was $22,450, producing a $5,650 difference.
What this case illustrates
A widely sold model can still produce a weak valuation when the analysis does not match the correct trim, condition, and effective market date.
Disclosure
This case is based on a real AutoACV matter. Identifying details have been removed. Results depend on the vehicle, policy, evidence, market, and claim process; this example does not guarantee a similar outcome.