Tennessee · State Farm · 2019 Ram 1500 Big Horn Crew Cab 4x4
How a Tennessee 2019 Ram 1500 Big Horn Crew Cab 4x4 valuation changed by $8,600
A Tennessee driver received an initial State Farm total-loss valuation of $23,500 for a 2019 Ram 1500 Big Horn Crew Cab 4x4. After the vehicle, valuation inputs, and market evidence were reviewed, the documented result amount was $32,100—a difference of $8,600.
Case summary
- State
- Tennessee
- Insurer
- State Farm
- Vehicle
- 2019 Ram 1500 Big Horn Crew Cab 4x4
- Insurer's initial valuation
- $23,500
- Documented result amount
- $32,100
- Difference
- +$8,600
What required a closer review
The public case description says the original valuation failed to recognize the HEMI V8 and 4x4 configuration. Use those details only after the VIN/build data and carrier report confirm the omissions.
How the valuation was examined
Describe how AutoACV verified the Big Horn Crew Cab configuration and corrected the market analysis to reflect the documented engine and drivetrain. Do not add packages or options not shown in the source records.
The documented result
The insurer's initial figure was $23,500. The verified result amount was $32,100, producing a $8,600 difference.
What this case illustrates
For a pickup, configuration details are not minor accessories. They determine which vehicles are genuinely comparable.
Disclosure
This case is based on a real AutoACV matter. Identifying details have been removed. Results depend on the vehicle, policy, evidence, market, and claim process; this example does not guarantee a similar outcome.