California · State Farm · 2019 Honda Accord EX-L
How a California 2019 Honda Accord EX-L valuation changed by $6,850
A California driver received an initial State Farm total-loss valuation of $12,800 for a 2019 Honda Accord EX-L. After the vehicle, valuation inputs, and market evidence were reviewed, the documented result amount was $19,650—a difference of $6,850.
Case summary
- State
- California
- Insurer
- State Farm
- Vehicle
- 2019 Honda Accord EX-L
- Insurer's initial valuation
- $12,800
- Documented result amount
- $19,650
- Difference
- +$6,850
What required a closer review
The dispute involved an Accord EX-L, not a base Accord.
How the valuation was examined
AutoACV documented the subject vehicle's configuration, assembled comparable market evidence appropriate to that configuration, and organized the analysis into a reviewable independent value position.
The documented result
The insurer's initial figure was $12,800. The verified result amount was $19,650, producing a $6,850 difference.
What this case illustrates
High-volume vehicles can still be misvalued when trim and equipment are flattened into a generic model comparison. The amount of available market data makes accurate matching more important, not less.
Disclosure
This case is based on a real AutoACV matter. Identifying details have been removed. Results depend on the vehicle, policy, evidence, market, and claim process; this example does not guarantee a similar outcome.