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Georgia · Progressive · 2020 Toyota Tacoma TRD

How a Georgia 2020 Toyota Tacoma TRD valuation changed by $10,280

A Georgia driver received an initial Progressive total-loss valuation of $22,300 for a 2020 Toyota Tacoma TRD. After the vehicle, valuation inputs, and market evidence were reviewed, the documented result amount was $32,580—a difference of $10,280.

Case summary

State
Georgia
Insurer
Progressive
Vehicle
2020 Toyota Tacoma TRD
Insurer's initial valuation
$22,300
Documented result amount
$32,580
Difference
+$10,280

What required a closer review

The case centered on a Tacoma TRD configuration.

How the valuation was examined

AutoACV documented the subject vehicle's configuration, assembled comparable market evidence appropriate to that configuration, and organized the analysis into a reviewable independent value position.

The documented result

The insurer's initial figure was $22,300. The verified result amount was $32,580, producing a $10,280 difference.

What this case illustrates

For trucks with multiple trims, cabs, drivetrains, and packages, the label “same model” is not enough. Comparable quality depends on configuration-level matching.

Disclosure

This case is based on a real AutoACV matter. Identifying details have been removed. Results depend on the vehicle, policy, evidence, market, and claim process; this example does not guarantee a similar outcome.