Arizona · Farmers · 2015 Jeep Grand Cherokee Limited
How a Arizona 2015 Jeep Grand Cherokee Limited valuation changed by $8,040
An Arizona driver received an initial Farmers total-loss valuation of $11,800 for a 2015 Jeep Grand Cherokee Limited. After the vehicle, valuation inputs, and market evidence were reviewed, the documented result amount was $19,840—a difference of $8,040.
Case summary
- State
- Arizona
- Insurer
- Farmers
- Vehicle
- 2015 Jeep Grand Cherokee Limited
- Insurer's initial valuation
- $11,800
- Documented result amount
- $19,840
- Difference
- +$8,040
What required a closer review
The current case description says the insurer relied on comparables about 200 miles away.
How the valuation was examined
AutoACV documented the subject vehicle's configuration, assembled comparable market evidence appropriate to that configuration, and organized the analysis into a reviewable independent value position.
The documented result
The insurer's initial figure was $11,800. The verified result amount was $19,840, producing a $8,040 difference.
What this case illustrates
Geographic distance is a warning signal, not a complete analysis. A sound challenge explains why the selected market data is less representative and offers stronger evidence.
Disclosure
This case is based on a real AutoACV matter. Identifying details have been removed. Results depend on the vehicle, policy, evidence, market, and claim process; this example does not guarantee a similar outcome.